Track expenses, scan receipts, follow the 50-30-20 rule, and get AI-powered financial insights - all for free!
Trusted by 50,000+ Pakistanis
Total Spending
₨ 45,230
Needs (50%)
₨ 22,615
Wants (30%)
₨ 13,569
Savings (20%)
₨ 9,046
Grocery
Al-Fatah, Yesterday
₨ 3,450
Food
Andaaz, May 10
₨ 1,200
Electricity
K-Electric, May 9
₨ 5,800
Best
Budget
App!
Smart Budget Buddy offers comprehensive tools designed specifically for Pakistani users to manage their finances effectively.
Track all your expenses in PKR with custom categories tailored for Pakistani spending habits.
Coming Soon...Monitor multiple income sources including salary, business, investments, and side hustles.
Coming Soon...Manage multiple accounts and never miss bill payments with automated reminders.
Coming Soon...Track investments in Pakistani stocks, gold, property, and calculate your net worth.
Coming Soon...Monitor your credit health and get tips to improve your score for better loan rates.
Coming Soon...Scan Urdu and English receipts to automatically track expenses without manual entry.
Coming Soon...Pakistan's best budget app provides detailed analytics to help you understand your spending patterns and make smarter financial decisions.
Track spending by category, merchant, and time period
Compare spending month-over-month to identify trends
Export analytics as CSV for detailed financial planning
Food
₨ 12,450
Transport
₨ 8,230
Utilities
₨ 6,580
Shopping
₨ 9,350
Entertainment
₨ 5,120
Others
₨ 3,500
Use Pakistan's best budget app to calculate your ideal budget based on the 50-30-20 rule: 50% for needs, 30% for wants, and 20% for savings.
Allocation for needs
₨ 32,500
Allocation for wants
₨ 19,500
Allocation for savings
₨ 13,000
Your 50-30-20 Budget Summary
Pakistan's best budget app features advanced OCR technology that can read both Urdu and English receipts, automatically extracting merchant, date, and amount information.
Supports all Pakistani store receipts and utility bills
Automatically categorizes expenses based on merchant
Works offline - no internet connection required
Drag & drop receipt image here
Supports: JPG, PNG, PDF
Merchant
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Date
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Amount
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Category
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See why thousands of Pakistanis trust Smart Budget Buddy as the best budget app for managing their finances.
Find answers to common questions about Pakistan's best budget app.
Yes, Smart Budget Buddy is consistently rated as the best budget app in Pakistan due to its bilingual support, local currency handling, Receipt OCR for Urdu receipts, and implementation of the 50-30-20 budgeting rule that's tailored for Pakistani financial habits.
Yes, Smart Budget Buddy is 100% free. There are no hidden charges and all features can be used without any payment. It's the best free budget app in Pakistan.
Our receipt scanner uses advanced OCR technology to read both English and Urdu receipts. Simply take a photo of your receipt, and our app will automatically extract the merchant name, date, and amount, then categorize the expense. It's the most accurate receipt scanner app available in Pakistan.
The 50-30-20 rule is a budgeting method where 50% of your income goes to needs, 30% to wants, and 20% to savings. Smart Budget Buddy has adapted this rule specifically for Pakistani economic conditions, making it the best budget app for Pakistanis to manage their finances effectively.
Absolutely. Smart Budget Buddy stores your data locally on your device with encryption. We don't require account creation, and your financial information never leaves your device unless you choose to export it. This makes it the most secure budget app in Pakistan.
Coming soon to Pakistan's best budget app! Our AI-powered financial advisor will analyze your spending habits and provide personalized recommendations to improve your financial health.
Get personalized saving tips based on your spending patterns
Receive alerts for unusual spending or potential savings opportunities
Chat with the AI in English or Hinglish to get financial advice
Hello! I'm your Smart Budget AI assistant. How can I help you with your finances today?
I want to save more money each month but I'm not sure where to cut expenses.
Based on your spending history, I notice you spend about Rs. 4,500 monthly on food delivery. Reducing this by half could save you Rs. 2,250 monthly or Rs. 27,000 annually. Would you like some meal planning tips?
Yes, that would be helpful!
Great! Here are 3 meal planning tips for Pakistani households that can save money while eating healthy: 1) Create a weekly meal plan based on seasonal vegetables, 2) Cook in bulk and store portions, 3) Use a grocery list to avoid impulse purchases.
Start using Pakistan's best budget app today - it's 100% free, requires no signup, and works offline on any device.